Ai Errors and Omissions Insurance





What is Professional Liability Insurance?


Professional Liability insurance is also known as Professional Indemnity Insurance or Malpractice Insurance. It is a policy that protects professionals like engineers from severe financial loss that arises from claims.


In the event of a claim, the client can take legal action against you due to the negligence performed during your professional duties. 


Professional Liability insurance will help safeguard your business and cover the number of compensatory damages and legal costs. 


Do Engineers need Professional Liability insurance?


Yes. If a client thinks that the work provided is faulty in any way they can attempt to sue you. Without proper protection in place, you are at risk of facing financial and reputational loss as an engineer. 


Some common claims that Engineers face are:

  • Delays - If you do not complete your project on time or have the project delayed due to an error on your part, you are at risk. 
  • Underestimation of the budget - The cost of the project was much higher than expected.
  • Design Errors - If the design documentation is leaked or faulty in any way, you are prone to legal action.
  • Repairs - If the work product completed and needs repairs due to your negligence then the client is able to sue. 

What does PLI Cover? 

  • Negligence 
  • Defamation
  • Consequential loss

Note: Coverages can be adjusted based on individual needs. 


Engineer Professional Liability Insurance


How can Ai help? 


As there are many different types of engineers we will work to provide a coverage best suited for you. 


Types of Engineers
  • Civil
  • Aerospace
  • Chemical
  • Electrical 
  • Petroleum
  • Automobile
  • Marine
  • Mechanical
  • Mining
  • and much more

Ai's Professional Liability brokers will help tailor an insurance policy just for you in an affordable and effective way. 


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